Before applying, please take the time to read the following documents. AER stands for Annual Equivalent Rate. Contact Us. All customers are required to follow 2 meter physical distancing and wear a face covering. HSBC Bank A.Ş. Anyone eligible to open a Fixed Rate Saver may also open an account in branch on behalf of a child, providing the child is at least seven years of age. Interest for the calendar months you don't make a withdrawal, For any calendar month during which you make a withdrawal. Compare interest rates for offshore fixed term deposit accounts from major banks in the Channel Islands including Jersey and Guernsey. Find out the results from one of the largest global independent survey of expats. reserves the right to change the interest rates at any time without prior notice. 2 Effective Annual Rate – This takes account of the interest rate and how often interest is paid and does not include any fee or charges. Interest Rates (PDF, 410KB) HSBC Tariff and Charges (PDF, 10MB) Foreign Exchange Board Rates (PDF, 125KB) interest is calculated daily and credited either monthly or annually. HSBC has suffered a 65% drop in pre-tax profit in the first half of the year as Europe’s largest bank was struck by a dive in interest rates and coronavirus disruption. When compared to a typical Standard Variable Rate of 3.54% and monthly payments of £1,233.59, you could save up to £270 per month. Choose to save for a fixed term of 3 months, 6 months or 1 year. You’ll need to bring identification and proof of your address. Find the answers and while you're at it, tell us how we could do better. This shows you what the gross rate would be if interest were paid and compounded each year. Gross is the rate of interest if interest were paid and not compounded each year. Find out the results from one of the largest global independent survey of expats. If you were moving abroad, what would you want to know? Know how much you’ll earn right from the start. Your rate is fixed for the deposit term. HSBC Channel Islands and Isle of Man Mortgage Rates ... interest rate Initial interest rate period Followed by a Variable Rate, currently Booking fee Overall cost for comparison (APR) 2 Year Tracker Standard 1.44% 2 Years 4.6% £1,999 4.3 APR 2 Year Tracker Standard AER stands for Annual Equivalent Rate. Get in touch today. The monthly subscription limit is £250. if you choose monthly interest, we'll pay interest on the monthly anniversary of your account being opened. Find the answers and while you're at it, tell us how we could do better. Please read the important product information and check eligibility before you apply. If we receive your instructions after your account has matured, the rate you receive, will be the rate available on the day your instruction is received by us. largemortgageloans.com is a trading name of Largemortgageloans.com Ltd, Aegon House, Ground Floor Suite, 13 Lanark Square, London, E14 9QD which is authorised and regulated by the Financial Conduct Authority. The interest rate depends on the amount you deposit and the length of the term. GROSS: The contractual rate of interest payable before the deduction of income tax at the rate specified by law. If you were moving abroad, what would you want to know? The bank reported profits of 4.3 billion US dollars (£3.2 billion) in the half year to June 30, down from 12.4 … For savings accounts available to new and existing applicants: For Personal and Non-Personal clients of Barclays Bank PLC in London, Guernsey, Isle of Man and Jersey [PDF, 197KB] For Personal Clients of Barclays Bank PLC resident in Guernsey, Isle of Man and Jersey only [PDF, 196KB] For Non-Personal Clients of Barclays Bank Ireland PLC [PDF, 158KB] (1) Loan rates are higher by 0,05% in case the car insurance is not made via the HSBC … If you were moving abroad, what would you want to know? AER stands for Annual Equivalent Rate. You may also want to save them for future reference. This account is exclusively opened and managed online, Earn more interest in months when you don't make any withdrawals, Transfer funds in real time to or from your HSBC Premier Current Account. You choose a deposit term for your Fixed Rate Saver. Please only visit our branches if your need is critical and you’re unable to do what you need to using our telephone, online or mobile banking services. We can provide a mask if you don't have one, but you won’t be served if you refuse to wear one without a valid government exemption (visit gov.je for information). How to reinvest in a Fixed Rate Saver Bond. Interest rates fixed and paid monthly, annually or on maturity depending on the term. Bear in mind that you may get back less than you invested, depending on when you make the withdrawal. As the rate is fixed in advance, you know exactly how much interest you will earn by the end of the term. HSBC Current Account customers can book an appointment to apply in branch by calling  03456 00 61 61. A range of savings accounts to meet your needs, Interest rates fixed and paid after 12 months. Gross is the rate of interest if interest were paid and not compounded each year. If you have been financially impacted by the coronavirus, please visit our coronavirus guidance page for information on how we could help. To be eligible for the Online Bonus Saver account you need to be: To open an HSBC Flexible Saver account, you need to be: To open an HSBC Premier Savings account, you just need to be: Depending on amount invested and term chosen. Information correct as at 19 November 2020. There is no cancellation period. However if you do not save £250 in any given month you can carry over any unused subscription to following months, No partial withdrawals allowed during the 12 month period. Simply contact your Premier Relationship Manager or call our contact centre on: You can apply for this account by visiting one of our branches. Lines are open 8am to 10pm every day (except Christmas Day, Boxing Day and New Year's Day). If the deposit is under £50,000, you can close the account early for a fee of 90 days' interest. Find the highest equivalent time deposit, fixed bond and term deposit rates from Channel Islands, UK/Europe and around the world. Gross is the rate of interest if interest were paid and not compounded each year.. Deposits under £50,000: You can withdraw all of the money and close the product early, for a fee of 90 days interest. All customers are required to follow 2 meter physical distancing and wear a face covering. Set up savings for a child. If you choose annual interest, we'll pay it on the anniversary of your account being opened. Although we cover a range of products that we update periodically, please confirm the precise terms and interest rates of the product with the relevant bank. Available to HSBC Premier customers only. You may have to pay an early repayment charge to your existing lender if you remortgage. We do not deduct tax from any interest paid to you. HSBC UK’s buy-to-let SVR is being cut from 4.75% to 4.60%. You can manage the account via phone banking or in branch. This shows you what the gross rate would be if interest were paid and compounded each year. We're here to help you. Five Oaks and St Brelade branches are closed temporarily. Our website doesn't support your browser so please upgrade. We can provide a mask if you don't have one, but you won’t be served if you refuse to wear one without a valid government exemption (visit gov.je for information). Gain a unique insight into how expat life differs across the globe. Find out more about HSBC Online Bonus Saver, Find out more about HSBC Fixed Rate Saver, Our website doesn't support your browser so please upgrade, Get your questions answered, we're here to help, Find your nearest branch, we hope to see you soon, Get card services information and support, Careers, media, investor and corporate information, able to operate the account solely online through Online Banking. The interest is paid directly into your HSBC current or savings account - the same one you used to pay in your initial deposit. Rate cuts include lowering its standard variable rates (SVRs) by 0.15% alongside all on-sale and off-sale tracker rates reducing by 0.15%. We’ll write to you to confirm the interest rate and maturity date within 2 working days of the reinvestment. HSBC UK is further reducing its variable rate mortgages. Lloyds Banking Group has appointed the head of HSBC’s high street banking division as its next chief executive. Which rate you can secure depends on a number of details, many of which are personal to you. ** If you have been financially impacted by the coronavirus, please visit our coronavirus guidance page for information on how we could help. Find out the results from one of the largest global independent survey of expats. You’ll just need to bring some identification and proof of your address. Registered office 8 Canada Square, London, E14 5HQ. 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